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Workers Compensation Fraud

Posted: 10/20/2011 12:00:00 AM
With most sources predicting that Workers’ Compensation rates in California will be increasing in 2012, it is important that employers work diligently to keep their loss record as clean as possible to qualify for the lowest rates.  This includes developing a solid safety program and mandating that all employees work within their employers safety objectives, promoting good communication with employees, and keeping a smart eye on any claims that do occur to ensure that the Workers’ Compensation system is used but not abused.  All business owners and managers should be aware of the 6 common signs of Workers’ Compensation fraud…http://hr.blr.com/HR-news/HR-Administration/Workers-Workmen-Compensation/6-Common-Signs-of-Workers-Comp-Fraud/

You may be driving the same car as you were five years ago, but people don’t need to know that! If you take good care of your car, you can fool just about anyone. All it takes is a little effort on your end and reliable insurance- which you can obtain with the help of your insurance broker. California residents, get ready to go from old to new!

Earthquake preparedness

Posted: 10/11/2011 12:00:00 AM
On Thursday, October 20th at 10:20am millions of Californians will participate in earthquake preparedness drills. Check out this website and please be prepared for the next big earthquake. Earthquake insurance for your home and business is important coverage to consider to protect your biggest asset. http://www.shakeout.org/

Are you ready for Halloween?! Yes, it is right around the corner! While children enjoy Halloween night, many parents are a nervous wreck. With so many kids walking around and on others’ property, it is impossible to not worry. In order to make sure your Halloween is a safe one, you should check up on your home insurance policy. After speaking with an insurance broker, California residents will feel much better knowing they are covered.

If you are able to expand your business in this economy, consider yourself lucky! Being able to grow in such a tough time is a great accomplishment. There are many ways you can grow your business, from opening another location to buying a few company cars. Of course, all changes in your business will come with a change in your California commercial insurance policy. It’s important to make sure your new assets are covered!

How are you going to battle off colds this season? Will you wash your hands more? Maybe you will drink a glass of OJ to start off your mornings. Or maybe you will not do anything. In the latter case, you should go speak with your insurance broker. California residents should be prepared for colds this season with the proper health insurance and healthy habits.

A construction site could easily be mistaken for a war zone sometimes. Between all the tools, nails, dirt and machinery…it’s pretty scary! There is no doubt that anything can go wrong. However, with California construction insurance, you will be covered no matter what happens on-site. Not convinced you need the coverage? Here are a few scenarios to change your mind…

It’s no doubt your employees work hard to keep your business running. From your hard working assistant to the organized secretary, your workers are always on their A-game. All their hard work should not go unrecognized. Maybe you give them a pat on the back- or maybe you looked into your Los Angeles commercial insurance policy to make sure they are offered the best benefits possible. Whatever you do, they will appreciate your recognition!

As the month of September comes to an end, it is sad to see Life Insurance Awareness Month pass. Hopefully, this month has changed the minds of many Americans who underestimate the importance of having a life insurance policy. If you have not spoken with your insurance broker in California, you might want to pay attention! For one last time, here are a few things you should know about life insurance.

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