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 auto insurance

 

ways to save

Let’s face it...auto insurance can be costly, especially if your driving record is a little less than perfect. Here are some suggestions on ways to help ease the burden*.

  • Increased comprehensive/collision deductibles

An increase from $250 to $500 can often save you as much as 5-10%. Many carriers have deductible options as high as $1,000 or $2,500. Just make sure that you have the resources to handle the larger deductible in the event of a loss.

  • Package Credit

Some carriers offer an additional discount of 10-20% on your auto insurance premium if you insure your home with them as well.

  • Good Student Credit

A Good Student Discount may be available if your child has a GPA of 3.0 or higher.

  • Safety credits

An additional discount may be available if your vehicle has airbags, automatic seatbelts, an alarm system or anti-lock brakes. The VIN number of your car usually verifies most of these; however, if you have upgraded your alarm system or installed a tracking device, you may be missing out on this discount.

  • Occupational credits

If you are an educator, scientist, engineer or are a member of the Los Angeles County Bar Association or the California Medical Association, you could be eligible for a discount of up to 15%

  • Mature Driver credit

If you are 55 or older and have completed a DMV-approved Defensive Driver Course, you may qualify for a discount of up to 5%.

 

*All discounts vary by carrier. Supplemental documentation may be required. Please contact our office to see if you qualify.

 

 

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