California Umbrella Insurance

Sometimes the liability limits on your homeowners or auto policy may not be sufficient to protect you in the event of a loss. Also, there may be liability coverage gaps for exposures not covered under your homeowners or auto policies. An umbrella policy can provide the additional coverage needed to protect you and your family.

It used to be that the only people who needed umbrella policies were wealthy individuals with significant personal assets that would be at risk in a lawsuit. Those days are gone. In our litigious society, people are recognizing the need for additional liability coverage above their homeowners and auto insurance policy limits. Policies are typically issued in $1 million, $2 million or $5 million dollar limits (higher limits are available).

Tegner-Miller Insurance Brokers: Protecting Santa Monica, Beverly Hills, Pacific Palisades, West Los Angeles, Westwood, Mar Vista, and all of California since 1902.